SimpliHaven Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment.
Your Financial Information
$
Before taxes (include all household income)
$
Car loans, student loans, credit cards, etc.
$
Loan Assumptions
%
$
$
Most lenders prefer 36% or below
You Can Afford Up To
$287,316
Based on a 36% debt-to-income ratio
Price Range
Conservative
Recommended$229,853
Maximum
Target$287,316
Stretch
Caution$316,048
Estimated Monthly Payment
Principal & Interest$1,500
Property Tax$300
Home Insurance$100
Total Housing Payment$1,900
Debt-to-Income Analysis
Housing DTI28.5%
Total DTI (with existing debts)36.0%
What is DTI?
Debt-to-Income (DTI) ratio is a key metric lenders use to determine how much you can borrow. It compares your monthly debt payments to your gross monthly income. SimpliHaven recommends keeping your total DTI below 36% for financial flexibility.
Free Homebuyer Checklist
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